MUTUAL FUNDS RETURN CALCULATOR
Mutual funds are among the most popular avenues of investment in the Indian situation. In the time of June 2019, the average assets under management (AuM) of the whole MF industry stands at a level of Rs. 24.25 trillion, an over four times great increase from Rs. 5.83 trillion as in 2009.
Even though mutual fund investments are centered towards market risks, the returns can be reasonably calculated. This Mutual Fund Return Calculator can be used to calculate the amount of the expected returns.
How Can a Mutual Fund Return Calculator Online Help You?
There are different types of mutual fund returns that an investor must be aware of. They are absolute return, total return, trailing return, annualized return, point to point return and at last the rolling return.
It might be a little confusing for a potential investor to keep so many details in mind, at that point the mutual fund return calculator online can be greatly helpful.
- It will offer you with the full calculation for 1 year, 3 year or 5 year investment periods.
- It allows you to do future financial planning based on the overall calculated returns.
- You don’t need proficiency to be able to use this calculator. It is very easy to use as a person who hasn’t used it before will not find it difficult to use.
How Does A Mutual Fund Calculator Work?
A mutual fund calculator is a actual financial tool that allows an investor to calculate the returns submitted by investing in mutual funds. In broader terms, there are two ways in which a person can invest in mutual funds – one time & monthly.
SIP or Systematic Investment Plan is an path of investing in mutual funds. In a SIP, an individual invests a smaller amount every month on a selected schemes. One thing to keep in mind is that the NAV of such a funds changes every month and the same sum of money can bring a variable number of units in different months.
For example, imagine that you invest through SIP of Rs. 1000 for 12 months. At the time of profiting the SIP, the NAV of your chosen stock is Rs. 10. Therefore, you can buy 100 units of the stock in the first month. During the second month, the NAV increases to Rs. 20. Your 1000 rupees can now purchase just 50 units of the same stock.
An online SIP calculator forecasts the returns on your SIP based on specific variables. You just need to put on the SIP amount, the duration of investment along with the expected rate of return and then the calculator will show the results in seconds.
An investment is when a person invests a considerable amount at one go in a particular scheme. One of the main advantages of choosing for one-time investment is that the change in the NAV value does not affect the number of units you can buy.
You need to put three essential data points which are- estimated ROI, your invested amount and the period of your investment.
Estimated Returns On Key Schemes
There are three types of stocks that a person can invest in – debt, equity and hybrid. Below are some of the most high-yielding stocks in India in each category and their overall calculated returns.
Equity Funds
|
Name of stock |
Risk |
1-year return |
3-year return |
|
Aditya Birla Sunlight Equity Fund |
Moderate |
9.47% |
10.50% |
|
HDFC Mid-Caps Opportunities Fund |
High |
12.60% |
16.99% |
|
ICICI Pru Focused Bluechip Equity Fund |
Moderate |
13.18% |
11.03% |
Debt Funds
|
Name Of Stock |
Risk |
1-year return |
3-year return |
|
Aditya Birla Sunlife Active Debt Multi- manager FoF Scheme |
Low |
8.30% |
6.92% |
|
Axis Short term Direct-Plan |
Moderate |
10.06% |
8.25% |
|
Canara Robeco Income - Reg |
High |
13.50% |
8.94% |
Hybrid Funds
|
Name of Stock |
Risk |
1-year return |
3-year return |
|
India Bulls Direct Income - G |
Low |
9.02% |
11.42% |
|
Mirae Asset Hybrid Equity Direct - G |
High |
12.07% |
14.04% |
|
ICICI Pru Equity And Debt Direct - G |
High |
10.43% |
12.20% |
While using the Mutual Fund Calculator India, you have to insert the variables as mentioned in the above tables along with your investment period.